COOKİE POLİCY AND STATEMENT
This text is prepared in order to inform you, the data subject, in accordance with Article 10 of the Law on Protection of Personal Data, no. 6698 (“Law”), the Communiqué on Procedures and Principles to Be Followed in Fulfillment of the Obligation to Inform (“Communiqué”), and the Guidelines on Cookies Practices (“Guidelines”) about the cookies to be processed via this website www.garantibbvamortgage.com (“Website”) during your visit to the website which is owned by Garanti Konut Finansmanı Danışmanlık Hizmetleri A.Ş (“Garanti BBVA Mortgage”) as the data supervisor within the scope of the Law, the Communiqué, the Guidelines, and the other relevant legislative documents. Additionally, the text also provides information on which types of cookies are used on our website for which purposes and how to control these cookies.
Please be informed that you can access detailed information regarding the processing of your personal data at https://www.garantibbva.com.tr/en/digital-banking/protection-of-personal-data
Through cookies on the website, your data are processed to allow you to use our website most efficiently and to optimize your user experience.
2. What Are Cookies and Why Are They Used?
Cookies are files or small pieces of data that may be saved to your computer (or other devices with internet access such as smartphones and tablets) by a website when you visit the website.
According to another definition, cookies are small-sized rich text formats, which allow certain information about users to be stored on users’ terminal devices when a webpage is visited.
A cookie typically contains the name of the website it is retrieved from, the “lifespan” of the cookie (i.e., how long it will be retained on your device), and a unique numerical value. Cookies save your actions and your preferred settings during your browser session or for the next visit to our website. If you visit our websites again, this information will be sent back to the server. Thus, your computer or mobile device is automatically recognized again, and your preferred settings, for example, are loaded automatically for your convenience.
Additionally, cookies can be used to better customize our services in line with your interests and needs and/or to speed up your future activities and experiences on our websites.
What Are the Types of Cookies?
Cookies based on provenance:
First-party Cookies: These refer to cookies that are generated by users and placed on our website; they are in our control.
Third-party Cookies: These refer to cookies that are generated and managed by third parties with whom are cooperating.
Cookies based on their storage duration:
Session Cookies: These are the types of cookies that exist only when users’ browsers are open; once the browser is closed, these are deleted.
Persistent Cookies: These are the types of cookies that remain on the computer until a certain expiration date even after the browser is closed. These cookies become active again when the same website is visited, and they are used to detect visits from the same computer.
Cookies based on the purpose of use
a. Strictly Necessary Cookies
These cookies are essential for the website to function properly and effectively. If these cookies are removed or disabled, the website may become partially or completely dysfunctional.
b. Functionality Cookies
These cookies are used on websites for the purposes of customization and remembering preferences. They are used to provide functionalities other than those enabled by mandatory cookies.
c. Performance - Analytics Cookies
These cookies allow statistical measuring of user behaviors on websites to analyze them. These cookies are used often to improve the website, and measurement of advertisements’ impact on individuals is also included within the scope of such cookies. Website owners may use these to obtain and measure visit-related data, analyze them, make estimations, and determine the most important search engine keywords that lead users to a website.
d. Advertising / Marketing Cookies
Advertising and marketing cookies allow identifying personal areas of interest by tracking users’ online movements, thereby enabling the showing of relevant ads to users, preventing the constant repetition of the same ads in all scenarios, and showing ads properly. The purpose of these cookies is to offer an advanced and personalized experience to the user.
3. How Can I Control Cookies’ Usage?
You have the possibility to customize your preferences regarding cookies by changing your browser’s settings.
4. Editing Your Cookie Settings
You can save your cookie preferences through the Cookie Management Platform that pops up on the page when you first visit our website. Please click to access the Cookie Management Platform to edit your cookie preferences.
5. What Are Your Rights as the Data Subject?
Data subjects have the following rights within the scope of Article 11 of the Law which “sets forth the rights of the data subject”:
To learn whether their personal data are processed or not; and
If their personal data are processed, to request information thereabout; and
To learn the purpose of the processing of their personal data and whether their personal data are used for the intended purposes or not; and
To learn the identity of third parties to whom their personal data are transferred in Türkiye or abroad; and
If incomplete or inaccurate personal data are processed, to request completion or correction of them, and to request notification of the actions taken accordingly to third parties to whom their personal data are transferred; and
If, though processed in accordance with pertinent provisions of the Law and other relevant laws, the causes requiring processing have ceased to exist, to request deletion or destruction of their personal data, and to request notification of the actions taken accordingly to third parties to whom their personal data are transferred; and
To raise objections against any probable results that may arise against the subject due to analysis of the processed data solely by means of automatic systems; and
If they have incurred damages and losses due to the illegal processing of their personal data, to claim indemnification of such damages and losses.
You may send your requests to us following the methods explained under “VII. Data Security and Application Right” at https://www.garantibbva.com.tr/en/digital-banking/protection-of-personal-data which is created pursuant to the provisions of the “Communiqué on Procedures and Principles of the Application to the Data Supervisor”.